The UsuryFree Eye Opener

The UsuryFree Eye Opener is the electronic arm of the UsuryFree Network. It seeks active usuryfree creatives to help advance our mission of creating a usuryfree lifestyle for everyone on this planet. Our motto is 'peace and plenty before 2020.' The UsuryFree Eye Opener publishes not only articles related to the problems associated with our orthodox, usury-based 1/(s-i) system but also to the solutions as offered by active usuryfree creatives - and much more for your re-education.

Monday, May 14, 2012

“The UsuryFree Resolution” - Honouring The 11th Anniversary!!




By Tom J. Kennedy aka Tommy UsuryFree Kennedy

The UsuryFree Resolution was officially launched by The UsuryFree Network on May 13, 2001, at 13:13:13 - hours/minutes/seconds. The UsuryFree Network had been founded in the latter years of the 20th Century, as vehicle (a) to expose the design flaw of usury as the evil and immoral function on our orthodox, economic system of usury-based, debt money and (b) to promote the usuryfree community currency movement as our last, best hope to save ourselves (the debtors) from future financial enslavement.
Details of the launch of The UsuryFree Resolution are posted here. Some of the links may be broken and some of the information posted may be outdated, BUT the background information and the purpose of The UsuryFree Resolution is clearly explained and on May 13, 2012 - we are 11 years closer to experiencing the reality of UsuryFree Living than we were on May 13, 2001.
On May 13, 2012, we are honouring the 11th Anniversary of The UsuryFree Resolution, but we are not yet celebrating any heroic victory for usuryfree living, as debtors everywhere are still suffering severe, economic pain. The good news is that the usuryfree, time currency movement is slowly gaining momentum as more and more debtors awaken to the lies, deceits and deceptions being foisted upon them by the controllers of our orthodox, economic system of usury-based, debt money.
Indeed, it is the exacting of usury (interest) by creditors (the banking corporations), on loans and/or mortgages to debtors (individuals, families,  small to medium-sized businesses, major, trans-national corporations, provinces, states, cities, towns, municipalities and even countries) that causes devastation, destruction, poverty, scarcity, lack and even death - both locally and globally.
The evil and immoral impact of the function of usury (interest) on our orthodox, economic system of debt money has been causing havoc for debtors everywhere, simply because debtors cannot possibly survive financially in a rigged game - where there is a forever shortage of usury-based, debt money.
For lack of knowledge, debtors are agreeing to sign impossible contracts (promissory notes) when they apply for loans and/or mortgages from financial institutions. Unknown to most debtors, the creditors (banking corporations) are only issuing into circulation, the principal of any loan or mortgage when any loan or mortgage is granted to the debtor. The usury (interest) portion of any loan and/or mortgage is never created and issued into circulation by the creditor (the banking corporation) simultaneously with the principal portion of the loan or mortgage. 
Therefore, there is by design an ever-present shortage of money in this rigged game of financial chairs, whereby adult debtors are the willing players - who apparently have forgotten about the game of musical chairs which they played as children, whereby one child was knocked out of the game when the music stopped because there were less chairs than children. 
Applying that analogy to the adult debtors game of financial chairs and one realizes that, in fact, the creditor (the banking corporation) is risking absolutely nothing while the debtor is risking his/her asset by virtue of his/her signature on the promissory note. The result is obvious - bankruptcies, foreclosures, poverty, scarcity, lack and even death - are evident everywhere on planet earth. 
On my recent visit to the Philippines, it became evident to me that while in Canada, our social system makes a gallant effort to hide the visual effects of usury (interest), in the Philippines, the evidence of poverty, scarcity and lack is forever in your face as you travel in either urban or rural areas. This article titled "The Manifestation of Real Crisis and Its Deadly Effects To All," authored by Eric V. Encina, a native Filipino is compulsory reading for anyone who wants to understand the severity of the economic crisis in the Philippines.


It is unfortunate, that debtors, for lack of knowledge, continue to sign impossible contracts (promissory notes) drawn up by creditors (banking corporations) - who with the support of a corrupted Justice (JUST-US) system constantly swindle and steal real property and wealth from debtors who for any multitude of reasons, are unable to make the monthly payments for usury (interest) and principal on their respective loans and/or mortgages.
In English, the word for a house loan is mortgage. The French translation of mort-gage is death-gamble. The usual French word for a mortgage is “une hypothèque” - because the real meaning of the word “mortgage” is too obvious and the astute, French debtors would ask too many questions and question the answers.
It is true, that debtors everywhere, who are seeking house loans (mortgages) are being cajoled and coerced to sign contracts (promissory notes) prepared and presented by the creditors (banking corporations). For the most part, these ill-informed debtors are  actually gambling that they will successfully manipulate their local, economic marketplace, so that they will earn sufficient money to be able to repay both the principal and the usury (interest) portion of their house loan (mortgage). 
Indeed, judging by history, those debtors who hustle a little more than other debtors and given a bit of simple good luck, they may be able to pay back both the principal and the usury (interest) portion of their mortgage. Other debtors who learn to lie a little bit, cheat a little bit, and/or steal a little bit from the system, and maybe learn to be just a little bit greedy - just to survive financially, may come up with enough dollars to repay both the principal and the usury (interest) portion of their mortgage. But guaranteed, not all debtors will be able to repay both the principal and usury (interest) portion of their mortgages - simply because by design, there is a shortage of dollars in the economic system of debt money. The evidence of the shortfall of money is all around us - both locally and globally.
Most debtors in this world are what you might describe as “usury-burnt.” In almost every country on planet earth, you will find hordes of disgruntled, usury-burnt debtors who are pested and plagued by the ultimate effects of the function of usury (interest) on our local and global debt money systems - which are directly and/or indirectly controlled by the killer machine of usury (interest).
I repeat, debtors everywhere are uneducated and unaware that they are being deceived as they are cajoled and coerced to sign impossible contracts with creditors (banking corporations) when they seek loans and/or mortgages. Ask any debtor this simple question: “Where do you think the creditor (the banking corporation) got the money to lend you for the loan or mortgage?” The most likely answer will be: “The creditor (the banking corporation) got the money for my loan or mortgage from “depositors’ funds.” Nothing could be further from the truth.
For clarity and a better understanding about modern money creation, John “The Engineer” Turmel, originally from Ottawa, Ontario, Canada offers two essential lessons of required study by debtors everywhere:
Lesson 1: LETS Banking Systems Engineering Math Banking System Blueprint
http://www.cyberclass.net/turmel/bankmath.htm

Lesson 2: The Big Lie Of Economics: Inflationgate: 
As I mentioned earlier, you see the devastating effects and general destruction of usury (interest) everywhere, BUT it is much more obvious in the countries of the so-defined “third world.” The whole society of planet earth stinks and rots because of the immoral and evil effects of the design flaw of usury (interest) on our faltering and failing, orthodox, economic system of debt money.
As we enter our 12 year for The UsuryFree Resolution, let’s learn to create and spend our own usuryfree time currencies in our respective, local communities. Let’s learn from and follow the examples of Tamworth Hours (a project in Tamworth, Ontario, Canada, temporarily shelved) and Ithaca Hours, (a proven model in Ithaca, New York, U.S.A., that has been functioning since 1991 - that’s 21 years of success) and Mountain Hours (a more recent project in Summit County, Colorado, U.S.A.,launched earlier in 2012). Indeed, there are other successful model of usuryfree time tokens that I am not aware of. Readers are invited to share links to other working models of usuryfree time tokens in the comments section below this article.

BTW - there are various samples of usuryfree community currency posted at this link.
By the time we reach our 13th year for The UsuryFree Resolution, let’s aim to have multiple thousands of usuryfree, time token, economic systems fully functioning and enhancing the “shop local” movement. Let’s do it NOW!
When we have multiple thousands of local communities, scattered all around planet earth whereby local consumers are negotiating trades/exchanges with local entrepreneurs, while acquiring the truth about modern money creation, we will create that shift in consciousness. Mathematicians have explained that when 3% of the population, grasp and move ahead with an idea, the other 97% will soon follow. 
The knowledge and resources of how we-the-people can create and spend our own usuryfree, time tokens are readily available from experienced time-traders who have proven that the time-trading model is the optimal model to adopt - both locally and globally - simply because one hour of time (labour) have a value of 60 minutes on every continent.
So, instead of continuing to rely of their (the banking corporations’) money and paying them a fee - usury (interest), let’s learn to create and spend our own time tokens for FREE!
Astute debtors will no longer be subservient to creditors (the banking corporations) - that have been relying on lies, deceits and deceptions to trick the debtors into signing impossible contracts whereby the usury (interest) portion of loans and/or mortgages is never created and issued into circulation simultaneously, when the principal portion of the loan and/or mortgage is created and issued into circulation. 
Re-educated debtors everywhere, will unite when empowered and our ultimate reslove will be The UsuryFree Resolution - without the Revolution!! We simply resolve to promote and foster proven, economic models of usuryfree living, thereby allowing the broken model of usury-based, debt money to eventually collapse and disappear. The end result will be that usury (interest) will be abolished forever, and there will be peace, prosperity and abundance for every individual - anywhere on planet earth.
And we will forgive the former usurers. We will offer them amnesty, anonymity and a free credit line in out new economic model of usuryfree time tokens, therefore there will be no acts of revenge, nor will there be any bloodshed in a revolution for monetary reform. It will simply happen as the shift in consciousness evolves from “Life With Usury” to Life Without Usury.”
As the UsuryFree Resolution evolves to completion, two ways to mitigate the negative impacts of the design flaw of usury is to seek ways to immediately evade usury (interest) and avoid taxes. Yes, it is still legal to evade usury (interest) and it is still legal to avoid taxes, though it is illegal to evade taxes. It is important to avoid taxes simply because the majority of tax dollars extracted from one’s daily/weekly/monthly/yearly earnings goes directly to pay debt service for the various levels of government. Debt service is correctly defined as usury (interest).
If as a society, we-the-debtors evaded usury (interest) to the best of our ability and avoided taxes by implementing creative strategies, the entire world would lighten up and we could experience “peace and plenty by 2020.” Way back in the mid-20th Century, Buckminster Fuller predicted we could achieve that goal, so let’s do it NOW!
An example of a creative strategy to avoid taxes would be for every employee to launch a part-time, home based enterprise and thereby as an active entrepreneur s/he qualifies to deduct legitimate business expenses, not commonly available to employees. The Tax Benefits of an SDI Enterprise explains many ways that part-time, SDI entrepreneurs can legally avoid taxes - especially during the early years on any business launch. The additional benefit for becoming a part-time entrepreneur is that one would have access to products and/or services at wholesale prices. 

These products and/or services could then be listed on our participating databases of active time-traders who are negotiating trades/exchanges using a combination of usury-based, debt money and usuryfree time tokens during these transitory times. I recommend that debtors everywhere learn about the SDI (Self Directed Income) Industry - as the optimal sales and marketing industry of this 21st Century. There is an abundance of information about the SDI Industry at the blog titled - The SDI Eye Opener. This article titled: Analysis, Projections, Observations & Proposals For The SDI Industry”  is perhaps the best starting point to learn about the SDI industry.
After becoming familiar with the SDI Industry, then make your choice on which company’s products you would like to add to your Portfolio for the purpose of bartering/trading with other participating time-traders in your local community.
Furthermore, as active time-traders we can divert any earnings of usury-based, debt money that is now saved on a monthly basis to (a) paying off any outstanding debts - for it is the growth of outstanding debt that causes the greatest economic pain and/or (b) donating to groups or charitable organizations that will use them to promote and foster the growth and development of the usuryfree time token movement in our respective local communities.
The restoration of usury-burnt debtors will help to re-vitalize local economies first and global economies later. Let’s make a gallant effort to re-educate our fellow-debtors who are evidently usury-burnt. In turn, when re-educated, they will first empower themselves and then they will reach out and empower others in their respective circles of influence.
We, the active usuryfree creatives have lots to do before the 12th Anniversary of The UsuryFree Resolution.

NOTE: Donations/gifts of (a) usury-based, debt money and/or (b) any usuryfree community currency gratefully accepted to help advance the mission to achieve usuryfree living for everyone on planet earth. 

The Paypal account for The UsuryFree network is: tom@cyberclass.net

Otherwise donations can be mailed to: 
The UsuryFree Network, P. O. Box 9333, Ottawa, Ontario, Canada  K1G 3V1


17 Comments:

At 5:11 AM, Anonymous Anonymous said...

Loading up on debt or suffering the risk of inflation has always been "the norm." We have just entered a time when debt-free (not interest free) currency can be combined with instant global liquidity in real-time. Gold is the gift from the Magi.

 
At 5:33 AM, Blogger King of the Paupers said...

Jct: Yes, there's lots of great stuff happening since usury-free week was started. But I think our most important point is to the get unions and Occupy 99% on to the Argentine (or Russian) Solutions that's easy to explain and can be done now. Occupy Wall St."Silver Bullet" Video Winner: Argentine Solution http://www.youtube.com/watch?v=n0o7CVhsLOQ has to go viral.

 
At 4:27 PM, Blogger Eric V. Encina said...

The debts in the Philippines or in the USA, Canada, in the UK, in EU and elsewhere in the world, and to most 150 nations on earth except 5 debt-free nations on the records, stagger the imaginations like nightmare of all nightmares. Like any other nations on earth, PHILIPPINES lies in deadliest economic ruins, devastated and destitute and poverty is exit-less caused by pestiferous debt finance disaster capitalism and compounded usury. We are all seemed to be eternally enslaved by this BABYLONIAN DEBT MONEY SYSTEM for our total destruction.

 
At 4:28 PM, Blogger Eric V. Encina said...

IS THERE TIME TO TURN THE SITUATION AROUND? Is the future still in our hands?

Humanity has reached a critical turning point?

 
At 4:29 PM, Blogger Eric V. Encina said...

We have to change the system for all people with sharing and cooperation. To distribute wealth in a way that ensures that everyone has a reasonable quality of life and standard of living and does not prejudice the ability of future generations to meet their needs.

I am hoping that all sections of world society from the very rich to the very poor might recognize urgently that we all have a common cause for the good of humanity. With each passing day calls out for a totally new approach one based on human solidarity with faith in God, and desire to conserve rather than exploit, to cooperate rather than compete, to share rather than take.


I hope that we can have hopeful initiatives for the good of all through our continued perseverance and participation through monetary reform and usury-free currency.

 
At 4:29 PM, Blogger Eric V. Encina said...

FOR THE PHILIPPINE GOVERNMENT AND FOR ALL OTHER GOVERNMENTS ALIKE TO BE REALLY EXISTING FOR THE GOOD OF THE PEOPLE, NOW TRULY IN EXIGENCY, THE GOVERNMENT AUTHORITIES MUST DIRECT ALL BANKS, FINANCIAL INSTITUTIONS AND INDIVIDUALS, ET AL, TO STOP CHARGING INTEREST AND USURY ON LOANS. THE EXISTING PROCESS OF CREATING MONEY OUT OF NOTHING BY THE PRIVATE BANKS WHEN GIVING LOANS AT INTEREST WITH COLLATERAL, MUST BE STOPPED, scrapped and phased to help humanity in torturous sufferings.

 
At 4:30 PM, Blogger Eric V. Encina said...

"Cast thy bread upon the running waters: for after a long time thou shalt find it again." - Ecclus. 11:1.

 
At 4:33 PM, Blogger Eric V. Encina said...

We are in the very critical situation here in the Philippines. Almost I see darkness and despair everywhere. In terms of Philippine Government situation, it is all deadly DESPAIRING undoubtedly. Both executive, legislative and judiciary government officials are in “total quandary” while Filipino people’s wealth and money is all taken over by debt finance and corruptions. The present impeachment trial against the Chief Justice of the Philippine Supreme Court is the over-all results of darkness, wickedness, corruptions in the country, which is perfectly a huge waste of time, people’s money and efforts—that should have been focused to SURVIVAL OF THE POOR FILIPINOS IN DEADLY, wind-swept POVERTY, UNEMPLOYMENT, in the hand-to-mouth survival and HUNGER situation, DISEASES, continuous CALAMITIES that we are clueless where are these calamities coming from? How can we survive here in the Philippines? The answer is blowing in the wind while the Philippine Gross International Reserves (GIR) as of January 2012 reached to US$77 Billion, with Philippine BANKS having total ASSETS OF TRILLIONS OF PESOS, with $400 Billion total national debts with P900 billion interest payments with increasing foreign loans monthly while POVERTY KEEPS KILLING US HERE.

 
At 4:34 PM, Blogger Eric V. Encina said...

What Americans did to us during First and Second World Wars:
http://whatreallyhappened.com/ IMAGES/WW2_Philip/index.html

 
At 4:34 PM, Blogger Eric V. Encina said...

IT'S ALL BULLSHITS IN THE WORLD OF MONEY CONTROL,
SCARCITY AND ENDLESS MISERIES


By Eric V. Encina

"It's all bullshits/ bollocks in the world of money control, scarcity and endless miseries" - Eric V. Encina






1. The inevitable and almost total restriction of money is a bullshit!

2. The actual lack or in many cases absence of money is all a bullshit!

3. The eventual and inevitable indebtedness of peoples, businesses, families and the government (also most nations) with skyrocketing interest payments at the expense of the poor populations already in utter agony are all a bullshit forever!

4. The continual unjust increase of taxes, penalties and charges is all a damned bullshit!

5. The continuing inflationary pressures being played like a toy is all a bullshit!

6. The frequent devaluation of Philippine Peso currency versus other currencies is all a bullshit!

7. The unjust and unfair daily fluctuation of currencies is all a bullshit!

8. The frequent, unjust and unfair increase of prices of basic needs, prime commodities, bills and services such as transportation is all a bullshit!

9. The calamitous increase of material and monetary poverty to most inhabitants in most impoverished region, provinces and villages in the Philippines is all a bullshit!

10. The calamitous cases of pitiful hunger and malnutrition of innocent children and diseases despite of the age of global plenty is a damned bullshit than ever!

11. The increase of heinous crimes and violence – the increase of prisoners daily at overcrowded jails and prison houses is all a bullshit!

12. The deteriorating and devastating breakdown of the family and of the community is a hell-like bullshit!

13. The increasing massive problems of unemployment, under-employment or under-ground employment involved in criminal operations is all a damned bullshit!

14. THE PROBLEMS OF BRAIN DRAIN IN THE PHILIPPINES where around 5,000 to 6,000 up to 10,000 Filipinos particularly among women, mothers leaving behind their family members and children, and leaving the country daily to overseas nations for work, employment, migration, immigration, practically for survival is all a damned pestilence bullshit!

15. The increase of slavery, child-hard labor, abuses and prostitution or transactional sex, drug, liquor and cigarette addictions to numb their poverty and sufferings is a hell-like satanic damned bullshit!


16. The massive destruction of the environment and the eco-systems is a bullshit!
17. The increasing rebellion, insurrection of the masses is a damned hell of bloody battles and massacres-bullshit!

18. The shocking increase of suicide cases in the Philippines around reportedly 1,000 daily in the countryside and increasing is always a bullshit!

19. The increase of mental illnesses is a bullshit!

20. The increase of murdering the innocent unborn children by abortion in the wombs because of money and poverty problems is all bullshit!

21. Despair, and Loss of Faith in God is all a bullshit!

22. The division of peoples and endless political animosity, crisis and bickering of parties and factions is all a bullshit!

23. The poor education or mal-education of peoples is all a bullshit!

24. The homelessness of many poor families in the slum and squatter areas. The eviction of tenants and the poor families due to increasing rents, the loss of income, etc IS ALL A DAMNED BULLSHIT!

25. The increase of both man-made and natural calamities. Oftentimes, calamities are well-designed by man-made technologies of evil men in control. Calamities by nature and by God can't be questioned are all damned hell-like bullshits!

26. The transgression of God laws and commandments, and hatred of peoples to each other is all a hell-like satanic bullshit!
27. The increase of corruptions in the public life without any shame is all a curse bullshits!

 
At 4:35 PM, Blogger Eric V. Encina said...

"THE PRACTICAL REMEDY TO TURN THE TRAGEDY OF DEBT & USURY INTO NATION'S DEBT-USURY-FREE ECONOMY, SECURITY AND PROSPERITY FOR ALL." - Eric V. Encina

 
At 4:39 PM, Blogger Eric V. Encina said...

'DON'T SURRENDER TO EVIL, BUT IT MORE ASSIDUOUSLY." VIRGIL.

USURY IS A HARD-CORE EVIL. USURERS ARE POSSESSED BY HEAVY-DUTY EVIL SPIRITS. BANKERS ARE SATAN HERE ON EARTH.

 
At 4:40 PM, Blogger Eric V. Encina said...

'DON'T SURRENDER TO EVIL, BUT FIGHT IT MORE ASSIDUOUSLY." VIRGIL.

USURY IS A HARD-CORE EVIL. USURERS ARE POSSESSED BY HEAVY-DUTY EVIL SPIRITS. BANKERS ARE SATAN HERE ON EARTH.

 
At 4:41 PM, Blogger Eric V. Encina said...

'HE WHO PASSIVELY ACCEPTS EVIL IS AS MUCH INVOLVED IN IT AS HE WHO HELPS TO PERPETRATE IT. HE WHO ACCEPTS EVIL WITHOUT PROTESTING AGAINST IT IS REALLY COOPERATING WITH IT." Dr. Martin Luther King, Jr. Stride Toward Freedom, 1958

 
At 4:44 PM, Blogger Eric V. Encina said...

ARE MOST OF THE READERS COOPERATORS OF USURY?


Most do not wish to have a new world where everyone is secured. Most are not interested to reform the system. Most of you have either lack or in the absence of algorithm of kindness to humanity, only interested for individual survival. Yes it is true also in the Philippines where there are so many FILIPINOS THAT MUST BE CURSED FOR BEING SELFISH AND GREEDY.

The world is going not for any better because of people who works with the system of selfishness and greed.

 
At 1:21 AM, Blogger Eric V. Encina said...

online payday loans:

Can you loan me interest-free this week? I desperately need funds.

I am in the Philippines. I need $1,000 to $2,000 funds for long-term organic farming project? PLEASE LET ME KNOW.


Thanks. Sincerely, Eric V. Encina

 
At 1:32 AM, Blogger Eric V. Encina said...

Hundreds of millions, hundreds of billions, hundreds of trillions, and quadrillions of MONEY$$$$$ in the world IN CIRCUITOUS FUNDS MOVEMENTS IN THE HANDS OF THE BANKERS, FINANCIERS, POLITICIANS, MULTI-TRANS-NATIONAL CORPORATIONS, TYCOONS, SYNDICATES only for their own advantages and nothing even a trickle for the poor and the needy.

THE CONTROL OF MONEY, THE DEBT PAYMENTS OF ODIOUS DEBTS, THE OPPRESSIVE USURY, INTEREST PAYMENTS SHOCK THE VERY CORE OF HUMAN SENSIBILITIES AND DUNGEON OF THE SPIRIT TO OUTRAGEOUSLY CULMINATING LEVELS.

HOW LONG THE MONEY POWER CONTROLS US?

 

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