Seeking UsuryFree Heaven in 2011

The voice of usuryfree creatives who reject “usury” and the New World Order has been sorely missing from the ongoing debates about cutbacks and the ever-present shortage of debt money. The awakening of my fellow-Canadians triggered by the “Occupy Wall Street” movement is helping to shatter that silence. In recent months, I have been hearing from countless, middle-class Canadians like myself and my family.

They are rejecting the erosion of freedom and the intrusion of the police state. They are sick and tired of being over-taxed while rising “usury” rates diminish their monthly earnings. They are sick and tired of usurious service charges on their debit cards and credit cards thereby creating record profits for the global banking corporations. They are sick and tired of the relentless attempts by Big Brother to shore up their cash by instilling fear in merchants so that they are afraid to accept our $50. and $100. bills. And they are especially sick and tired of politicians at the municipal, provincial and federal levels of government forsaking their leadership - and selling out to the usurers - the global banking cartel.

In summary, they are sick and tired of being financially enslaved, foreclosed upon, bankrupted, unemployed, destitute and dispossessed when their property is being seized. (They correctly view their earnings or money as their property as well as their material possessions.)

Eleven years into this 21st Century, we, the usuryfree creatives who are awakening are vowing to spend our money differently to achieve a different result. Our plans for a national network of home-based and small to medium-sized community businesses nudges the door open to initiate barter and trade within our our own loyal database wherbey each of us will learn how to create and spend our own usuryfree time currency to be used as a complement with our diminishing amounts of usury-based, debt money.

Indeed, we-the-people (the debtors) are prepared to break the cycle of financial oppression now that we have identified it and learned from where it comes. To fully understand the enslaving effect of the design flaw of usury, we must understand a few things. What is usury? What is its function? Who is really in control of the usury machinery? What can we as debtors do to effect change NOW?

What is usury? Usury is the correct word to define “interest on debt” as exacted by the creditors (bankers). It is critical to understand that usury is never created and put into circulation by the banking institutions simultaneously when the loan or mortgage is created out of thin air based on the signature of the debtor on the promissory note. BUT usury is exacted as a monthly payment in addition to the payment of the principal.

What is the function of usury? Its function is to directly legalize plunder by stealing the wealth from we-the-people (the debtors). The global banking syndicate is really in control of the usury machinery. They are rich and we-the-debtors are poor BUT we are changing that. We are making change happen by making conscious decisions to spend our money differently. Permit me to clearly explain the problem and then we can focus on the solution.

Contrary to popular belief, money for consumer loans/mortgages is not borrowed from depositors’ funds. For every new mortgage, personal loan or vehicle loan, new money (the principal) is create out of nothing by the stroke of a banker’s pen because the federal government has given him/her the license to do so.

The rate of usury which is exacted on the loan is never directly created by the creditor (the banking institution) that creates the principal (debt money), therefore the usury rate as demanded by the creditor (banker) on the debt is never in our orthodox, economic system of debt money. Consequently, the debt can never be completely repaid, therefore, more money must be borrowed into existence by other debtors. This explains how the design flaw of usury is the ever-present function that continuously fuels the growth of individual and collective debt.

It is important to understand that if one debtor (individual, family, business or nation) is fortunate to be able to earn sufficient money to pay back the “principal” and the “usury” it follows that another debtor will be short of funds and face bankruptcy or foreclosure. This is the reality of the design flaw of usury. There is simple not enough money circulating in our orthodox, economic system of debt money for the sums of all our loans to be fully re-paid.

We-the-people (the debtors) are playing in a usurious game of financial chairs whereby we are all scrambling to earn sufficient money to pay our “usury” and “taxes” (know that most taxes is directed by government to service debt and that’s more usury). In this so-called competitive system we are conditioned to lie a little, cheat a little, maybe steal a little to take advantage of each other in order to earn a little extra to ensure our financial survival. Indeed, we have come to accept that “selfish gratification” at the “expense of others” is acceptable in this vicious, financial cycle.

The shortage of funds that causes debt slavery and permeates every level of society is directly related to the function of usury and it’s everywhere. Our current usury-based, economic system of debt money is immoral and genocidal. It’s time to change it NOW by spending our money within our own loyal database of small to medium-sized businesses and home-based businesses in our respective local communities.

It is time for we-the-people to create our “Third Market Network” to enable astute consumers to purchase our goods and/or services from within our loyal databases. By committing to do so, we can revive the concept of bartering anf trading that our ancestors pioneered and there will be mutual benefit for all who choose to participate. After all, why should we-the-people keep using their (the bankers’) money and keep paying them a fee (usury) when we now know that we can create and spend our own money for FREE?

Let’s make our own money time-based and refer to it as “UFOH’s” (UsuryFree Online Hours) and give each UFOH a value of $12.00 (Canadian Funds) - for one hour of basic, unskilled labour. Professional and skilled labourers simple use multiplication to calculate the value of one hour of labour - according to the conventional, free market.

By covering our wholesale costs with federal cash and agreeing to accept a portion of our profit margins in “UFOH’s” - which will be accepted by others within the “Third Market Network”, we are empowering ourselves and re-building our respective local communities.

We-the-people can effect the change we envision NOW by making a conscious deccision to spend our money differently in 2011 and beyond.

Readers are invited to help usuryfree creatives celebrate the forthcoming Seventh Annual UsuryFree Day & Week scheduled from November 13th to 19th, 2011.

“During UsuryFree Week each year, our focus as usuryfree creatives is to expose the lies, deceit and deception that by design surrounds our faltering and failing economic system of usury-based, debt money. As part of the solution and as an active usuryfree creatives we advocate that we-the-people learn how to create and spend our own usuryfree community currencies to be used as a complement with our diminishing amounts of federal cash when we negotiate trades and/or exchanges for products and/or services that we need for our personal, family and business needs.”

In this regard, as of this daye there are a couple of events scheduled for November 2011:

1) In Kitchener, on November 12th the event is titled:

Towards a Peaceful Economy: Solutions for the 99%

2) In Toronto on November 13th, 2011, we are celebrating our Seventh Annual UsuryFree Day. Our Seventh Annual UsuryFree Week follows from November 13th to 19th, 2011.

Launch of the Seventh Annual UsuryFree Week

Readers knowing of other scheduled events are invited to share details by sending an email to: tom@cyberclass.net with “Seventh Annual UsuryFree Day & Week” in the Subject line.

All readers are are invited to become familiar with UsuryFree Day & Week by reviewing the information posted at these links at the UsuryFree Eye Opener:

A Short History of UsuryFree Day & Week

Seventh Annual UsuryFree Day & Week

Notice of the “Seventh Annual UsuryFree Day & Week”

Otherwise search at any search engine - StartPage recommended - for any of these words or phrases and there will be plenty of informationsurface for your research:

usuryfree living

usuryfree day

usuryfree week

usuryfree network
usuryfree creative

usuryfree eye opener

usuryfree community currency
life without usury etc.

Tommy UsuryFree Kennedy

The UsuryFree Network

P. O. Box 9333
Ottawa, Ontario
K1G 3V1