Dire Warning:
CRA (Canada
Revenue Agency) has a monster big brother computer with the ability to suck
information of all kinds from all sources on all Canadians. Is this Orwellian
power really invading our privacy and can it be stopped?
These are
questions of “dire warning” to stir fellow-Canadians to seek answers.
Our
American friends south of the border are likewise at a crossroads as the IRS
seeks total control over every deal, every transaction between citizens and
government at all levels.
I hereby
give “warning” to readers and “hope” that this Orwellian power can be exposed
and broken before it quietly settles over the unsuspecting masses.
I believe,
“Eternal vigilance is the price of liberty” and therefore, we must be watchful
of Big Brother and the “band of brigands” who enforce the illegal and unlawful
“Income Tax Act” in Canada and the USA and elsewhere.
Any
knowledge we have learned separately and with fatigue must be openly shared
with fellow taxpayers everywhere. If the “tax enforcers” already cannot handle
the forest fires of liberty as they are being ignited by wage earners who
double as individual, part-time entrepreneurs, how will they cope when the
collective force of sparks of the various SDI (Self Directed Income) enterprises
become one mighty conflagration of freedom – all over the world.
The wave of
the Big Brother power has crested. It cannot maintain itself against a united
effort of the SDI industry, God grant individual SDI entrepreneurs and “home
office” executives within the SDI industry the wisdom to seek out a common
strength, that can bind them together and increase their numbers exponentially,
at this critical time in our history.
Bright Hope:
I have been
studying a unique and successful economic idea that was spawned in the Comox
Valley in British Columbia in 1983. Traditional barter is done on a one-to-one
basis and billions of dollars worth of merchandise are bartered annually.
It was in
1983 that Michael Linton launched a unique, self-regulating economic network
that functioned with a usuryfree software commonly referred to as the LETS
(Local Employment Trading System) software. The LETS software allows
participating members to cash in on “talents,” “skills,” or offer “products”
and/or “services’ on the basis of what can best be described as a “social
credit note.”
It is my
conviction that the usuryfree, LETS software has the power and potential to be
implemented by SDI entrepreneurs and thereby provide a “bright hope” to offset
the “dire warning” outlined above.
I invite
all SDI entrepreneurs and “home office” executives in the SDI industry to
consider the practical implications of implementing a usuryfree software
program for trading within the SDI industry. This innovative, usuryfree
software could be pattered after and adapted from the original usuryfree, LETS
software.
For Example:
Sam sells
computer software, Susan is a homemaker who markets her talents as a competent
typist. Sam does not need word processing right now, but Susan needs to
purchase computer software. If Sam and Susan are members of an economic,
exchange group of SDI entrepreneurs, then they can negotiate the trade or
exchange.
Sam delivers
the computer software and Susan pays Sam with either paper notes of a usuryfree
time currency or by transferring electronic credits from her account to Sam’s
account. Let’s say the amount of the trade is valued at $50. – so Sam’s account
increases by $50 and Susan’s account decreases by $50.
Later the
same week, Sam enrolls another part-time, SDI entrepreneur, who in turn asks
Susan to type a sales brochure at a cost of $50. This transaction permits Susan
to earn $50. These economic exchanges demonstrate that this exchange network is
a “full currency system” that allows each participating member to transact
business and receive general value.
An exchange
between SDI entrepreneurs would work like this. Assume the participating SDI
entrepreneur buys a monthly supply of home cleaning products from the “SDI home
office” supplier. Let’s assume that the products are priced at $100. (retail
price). The SDI entrepreneur pays the SDI “home office” $60. (federal cash) and
s/he pays the other $40. with a usuryfree time currency.
The $60. would
cover the manufacturing costs of the products plus any applicable taxes and
shipping costs. The $40. credit in the SDI “home office” could then be used to
pay a percentage of any earned commissions to the SDI entrepreneur at the end
of the month.
Each
participating SDI entrepreneur would also be encouraged to negotiate trades
with each other using a combination of federal cash and usuryfree time
currency. Each participating SDI entrepreneur has total control over his/her
pricing system to include collection of taxes, overhead costs, retail markup
and the percentages of usuryfree time currency and federal cash for any negotiated
sale.
In this
proposed economic exchange system, the more traders that are enrolled in the
database, the greater number of talents, skills, products and/or services that
can be offered and the more effective this alternate, economic system becomes
as a means of generating income locally, nationally and internationally.
While all
transactions are recorded so that members can calculate how much income tax
either CRA or the IRS would like, the members would have the option of paying
any income taxes owed with the same percentage of usuryfree time currency that
they are accepting for negotiated trades. All levels of government purchase products
and/or services from local businesses – therefore any level of government can
accept a percentage of usuryfree time currency as partial payment of any owed
taxes.
Furthermore,
as active SDI entrepreneurs, they will pay less income taxes than employees, as
they qualify for an abundance of business deductions traditionally available
only to entrepreneurs.
This is
another reason why a usuryfree time currency when implemented within the SDI
industry – because there will be countless thousands of new recruits in the SDI
industry most of whom will have been wage earners who had a history of being
heavily taxed at source.
Now in
their new role as a part-time SDI entrepreneur, they will qualify for
significant ‘income tax refunds” especially during those early years in
business when their expenses can cause them, to have a “legitimate loss” that
is written off against the taxes paid at the source of their primary income.
Such an
innovative and complementary economic system would directly support the SDI
industry and indirectly support the re-birth of local communities in all their
vital aspects, economic, social and ecological, without conflict – with the
leadership of the participating SDI entrepreneurs.
A usuryfree
time currency system could be referred to as “ufoh’s” (UsuryFree Online Hours)
and would be capable of providing increasing stability and energy to local
economic systems all over the world – despite the instability in their (the
bankers’) usury-based, debt money system.
Essentially,
a “ufoh” system would resemble a bank, and being a member of a “ufoh” system
would be as simple as having another bank account. Member accounts would hold
“ufoh’s,” – a quasi-currency, equivalent in value to the federal dollar, during
these transitory times. All accounts would start at “zero” and members would be
encouraged to use these “ufoh’s” with other SDI entrepreneurs. This sort of
usuryfree economic system would therefore always be exactly balanced with some
of the members in credit and other members in debit.
This would
create a home marketing recirculatory currency, whose effectiveness would be
determined by these arrangements:
- - that
there is never any obligation to trade
- - that
any member may know the balance and turnover of another member
- - that
NO USURY (INTEREST) is charged or paid on balances
- - that
if necessary, administrative costs are recovered, in “ufoh’s” from member
accounts on a cost-of-service basis.
An economic
system that trades “ufoh’s” would be self-stabilizing and could be used with
total freedom from risk of financial loss. Set up costs would be minimal and
the operation could be self-supporting financially at the outset even at a
fraction of its full capacity.
A usuryfree
software program could be developed and written to be progressively expanded,
updated and available as required. The basic equipment needed to implement this
proposed program is a computer on which to operate the software and perhaps
some paper notes to help facilitate local trading.
This unique
economic idea was spawned in the Comox Valley, British Columbia in 1983 and
during the past 31 years the innovation has evolved and has clearly
demonstrated its value to the community and its financial viability.
Further
material relating to the theory of such a usuryfree, economic system, its
practical implication and operation is available to SDI “home offices” and SDI
entrepreneurs upon request. Supporting information is also offered on a
cost-to-provide basis to individuals or groups wishing to launch similar
economic systems.
I have
drawn this unique, economic concept to your attention because I think it is the
“hopeful answer” to expand the SDI industry at an exponential rate and likewise
expedite the process of destroying the fatally flawed Income Tax Act that has
been “dead’ since its “birth.”
In summary,
I recommend that we continue to recognize those constitutional responsibilities
that have not been usurped. A usuryfree time currency system is not in any
sense an attempt to subvert or evade “honest and just” government. What it does
offer is an opportunity to form aan additional social contract and if we choose
to do this we can have “strength” to expose “deceptive, dishonest and
despicable” government.
The
essential basis of any useful social contract is the freedom to consent, which
of course means also the freedom to dissent, or decline. Unless one can say
“No, I won’t” then “Yes, I will” is meaningless.
With a
usuryfree time currency economic system, the freedom to consent or decline is
made available as a practical reality in the trading process between members.
It might be argued that freedom already exists with our conventional,
usury-based, debt money system, BUT since usury (interest) causes a scarcity of
money we are forced to take what work is available simply because we are
indebted to the banker, even when the job may be personally unsatisfying,
hazardous to your health, or damaging to society and the ecology in general.
In an
usuryfree time currency economic system, all members can be as active as they
choose, doing work of their own choice, provided that what they offer is indeed
valued by the participating members. It is really a social organization founded
entirely on mutual consent. In the long run, nothing else will survive!