The UsuryFree Eye Opener

The UsuryFree Eye Opener is the electronic arm of the UsuryFree Network. It seeks active usuryfree creatives to help advance our mission of creating a usuryfree lifestyle for everyone on this planet. Our motto is 'peace and plenty before 2020.' The UsuryFree Eye Opener publishes not only articles related to the problems associated with our orthodox, usury-based 1/(s-i) system but also to the solutions as offered by active usuryfree creatives - and much more for your re-education.

Sunday, May 27, 2012

Understanding My "StrawMan"

NOTE: I began my research about “The Strawman” in the fall of 2000 and I wrote and published the article titled “Understanding My Strawman” (see below) in late October 2000.  Shortly thereafter, I abandoned my research and focused on promoting the usuryfree time token movement. Recently, I have had received numerous emails and messages from Facebook friends seeking information about "The Strawman."

Much more knowledge has been acquired and shared by diligent researchers during these first 12 years of this 21st Century. This post is shared to motivate readers to begin and/or continue their own self-imposed research so that even more relevant information can be collected and shared.

(I am attempting to adapt the information from the book:
Redemption In Law  - so that it might be applicable to myself as a Canadian living in Canada. In 2000, the book Redemption In Law was readily available at this website: However, the website is no longer offering the book for sale. It appears that some of the  most relevant, online resources are now available at this website: Legal UCC Online Educational Services:

This exercise is twofold, firstly to permit me to better understand this new information and secondly to stimulate those who may choose to read it to be motivated to further reasearch the background information as it applies to their respective “strawman” and secondly to motivate individuals to take action to re-capture their “strawman” after they have become fully re-educated on all relevant information. Hopefully, after reading "Understanding My Strawman," each reader will better understand his/her "Strawman."

I telephoned Industry Canada on (October 25, 2000) to inquire about how I could proceed with a UCC Search Request and about geting the UCC - 1 form for the Financing Statment.  After being passed along to four people someone called me back and left a message saying: “Could you explain a little more about UCC.” It seems that either they do NOT know about UCC or else they do not want to tell me about it, so below is some information that might be useful as a starting point.
Understanding My "StrawMan"
By Tom J. Kennedy aka “THOMAS JOSEPH KENNEDY”  and/or “Tommy UsuryFree Kennedy” 

Having knowledge of the Statutes and Codes of Louisiana is necessary to understanding the Redemption In Law process. The basic premis to fully understanding my straw man and the "Redemption In Law" process is the fact that the (Uniform Commercial Code) UCC-1 Financing Statement is the only unbreakable contract in the world. This new process of "Redemption In Law" is in its infant stages and as successes continue to occur, the authors of the book titled “Redemption In Law” will continue to offer new suggestions as to the optimal actions to take as we seek to redeem or re-capture our respective straw man.
The second premis that comes into play is that since the UCC is the ultimate foundation, the bedrock, upon which the world's commerce functions, it follows that there are severe penalties for fraud in commerce. This becomes very significant when we learn that all commerce functions through strawmen. I, Thomas-Joseph: Kennedy (as the real, live flesh and blood being) sign for accommodation on behalf of my strawman every time I sign a document.
All areas of government and all alleged "courts of law" are de facto, "colour of law and right" institutions. Our "courts of law" only recognize and deal with other legal persons. This is why my lawful name is never entered in their records. The all-caps, legal person is used. Likewise, jurisdiction in our "courts of law" covers only artificial persons. The proper jurisdiction for a lawful being is a Constitutionally sanctioned, common-law-venue court. Unfortunately, such jurisdiction has been shelved and is no longer available; the only courts in Canada today are statutory courts.
My strawman is an artificial person created by law at my birth on September 1, 1948 via the inscription of an ALL-CAPITAL LETTERS NAME on my birth certificate/document, which is a document of title and a negotiable instrument. My lawful, Christian name of birthright was replaced with a legal, corporate name of deceit and fraud. I, Thomas-Joseph: Kennedy have been answering when the legal person, KENNEDY, THOMAS JOSEPH, is addressed, and therefore the two have been recognized as being one and the same. When, I, Thomas-Joseph: Kennedy, the lawful being distinguish myself as another party than the legal person, the two will be separated.
My STATE-created birth certificate with an all-caps name became a document evidencing debt the moment it was issued. Once the Federal Government of Canada  registered my birth certificate with the Department of Industry Trade and Commerce, that Department notified the Treasury Department, which took out a loan from the private Bank of Canada. The Treasury used the loan to purchase a bond from the Department of Industry Trade and Commerce which investsed the sale proceeds in the stock or bond market. The Treasury Department then issued Treasury securities in the form Treasury Bonds, Notes, and Bills using the bonds as surety for the new "securities." This cycle is based on the future tax revenues of the legal person KENNEDY, THOMAS JOSEPH, whose name appears on the birth certificate. This also means that the bankrupt, corporate Canada guaranteed to the purchasers of their securities my lifetime labour and tax revenues with my birth certificate as collateral for payment. This device was craftily initiated simply by converting the lawful, true name of Thomas-Jospeh: Kennedy as a newborn into a legal, juristic name of a person, KENNEDY, THOMAS JOSEPH.
Legally, since September 1, 1948, I have been considered a slave or indentured servant to the various federal, provincial and municipal governments via my STATE-issued, STATE-created birth certificate in the name of my all-caps person. My birth certificate was issued so that  the issuer could claim "exclusive" title to the legal person cteated thereby. This was further compounded when I voluntarily obtained a driver's license and a SIN (Social Insurance Number). The state even owns my personal and private life through my STATE-issued marriage license/certificate issued in the all-caps names. I have had no rights in birth, marriage, nor will I have them even in death unless I re-capture my strawman. (The names on tombstones in cemeteries are in all-caps.) The STATE holds title to my legal person it created via my birth certificate, until Thomas-Joseph: Kennedy, the rightful owner, the holder in due course of the instrument, that is myself, reclaims/redeems it.
The main problem is that I have voluntarily (though unknowingly) agreed to this contrived system of plunder by remaining silent and failing to assert my absolute rights. Therefore, the maxim of law becomes crucially operative: "He who fails to assert his rights has none." The legal rules and codes enforce themselves. There are no court hearings to determine if those rules are correct. Their "law" is self-regulating and self-supporting. Once set into motion, their "laws" automatically come into effect provided the legal process has been followed.
My strawman has a ficticious name written in a manner not provided for in the rules of English grammar. My strawman has a same-sounding name as Thomas-Joseph: Kennedy, but is artificial and exists only by the force of or in contemplation of law. My strawman is a distinct legal entity that benefits the creator - the Government of Canada - because the creator can then accomplish things in the name of my strawman that would not otherwise be permitted e.g. secretly acquire property etc. My strawman is: KENNEDY, THOMAS JOSEPH. The Government of Canada has been using my strawman for the purpose of siphoning off wealth from myself, an otherwise sovereign man and conveying the proceeds to its credtors, the private Bank of Canada and the IMF. It is my intention to now use my strawman for my benefit, rather than continuing to be enslaved and abused because of it.
Under the Uniform Commercial Code, my strawman is defined as, and serves as, a "transmitting utility." The operators/controllers of the policical/economic/industrial system have set it up so that the only way for Thomas-Joseph: Kennedy to access the industrial goods and services of the nation of Canada is through a nominal third party, a front man, a dummy, a public corporation of one, a corporately coloured juristic person, a straw man - a utility through which said goods and services may be transmitted. This means that the only way that Thomas-Joseph: Kennedy can acquire goods and services is through my straw man. I cannot keep my body alive and survive in the world today without the industrial goods and services of the nation of Canada, so I have been forced to interface through my strawman in order to partake of them. Because my strawman has no body, and because I am the one actually benefitting from the consumptions/use of the industrial goods and services of the nation and because, (prior to Redemption) I do not hold  title to my strawman, I am the one responsible for discharging the public liability associated with the "benefits" that come to you in the name of my strawman.
The "purpose not otherwise permitted" is "extraction of income tax from a sovereign" that is myself - something I would not knowingly agree to. All "income" is "corporate income," and my strawman is a dummy public corporation. Because my strawman is registered (my birth certificate), and because I cannot work for another except through my labour license (Social Insurance Number) or have a bank account except through my Social Insurance Number, taxes have been relatively easy to monitor, assess and collect from Thomas-Jospeh: Kennedy. All claims made against me, whether civil or criminal, are instituted in the name of my strawman, the title to which is currently held by the Government of Canada. Accordingly, upon acquiring legal title to my strawman, I will have the capacity to protect my interests so that no one can come against Thomas-Joseph: Kennedy via my strawman and a perfect claim.
I am considering that it is possible that the Department of Industry Trade and Commerce (or some other Department) of the Federal Government of Canada acquired my Birth Certificate via the City of Kingston in the County of Lennox and Addington and the Province of Ontario, which in turn accepted it from my parents, who unwittingly pledged me, Thomas-Joseph: Kennedy to the "state" and delivered me into bondage, slavery, and the status of being chattel property in a state of  permanently indentured servitude. The Department of Industry Trade and Commerce became the de facto holder of the Certificate of Rights to my body, labour, and property and gave me a claim check, a pawn receipt, a warehouse receipt, a certificate of deposit - a birth certificate. Whoever the holder of my Birth Certificate may now be has no more right to it than a pawnbroker holding a possesion for me in my absence and awaiting my return to claim it, to redeem it.
The current holder of my Birth Certificate is able to capitalize on it because of my inaction and silence, that is, my failure to instruct the said holder otherwise.When I accept for value, my Birth Certificate I reacquire title and regain my crown - I reinstall myself on my own throne. I regain dominion and sovereignty over my own kingdom.
I have learned that there are only two classes of people in our modern Canada, as well as in all legal proceeedings: creditors and debtors. Once I have established my sovereignty in law I become the creditor, and any adverse party in dispute with me is registered to the inferior status of debtor. As long as I fail to establish my sovereignty in law, I do not hold title to anything in my life, I have no, legal capacity and I am devoid of standing to assert any rights, that is, I remain a permanent debtor, and I must always lose in any dispute with the system for "failure to state a claim upon which relief can be granted." Reclaiming title to my strawman acts as a bar, or estoppel, to any and all comers. If I fail to reclaim rights to title of my strawman by filling a  (Universal Commercial Code) UCC-1 making me the creditor and absolute ruler of my strawman, I will not be sovereign and I will lose at resolution of any dispute.
When I establish my sovereignty and self-ownership in law via a UCC-1 Financing Statement, my entire life will be dramatically affected. I simpy become the sovereign, rather than a hopeless debtor and chattel property.
In summary, the State (in any aspect, any jurisdiction, any country, any culture, any time) can act against me via my strawman only if said State holds title to my strawman by virtue of my failure to redeem the document of title, the Birth Certificate, to the strawman. My failure to do so constitutes assent to the presumption that the State is the de facto owner and holder of the title to my strawman.

The most powerful contract in the world is a UCC-1 Financing Statement, which is impenetrable and the foundation of all commerce. The UCC-1 Financing Statement currently in place against my life, my labour, and all my property was established by illegitimate presumption. That I have failed to rebut this presumption is the reason that I am in the scarcity mess that I am in today.
The security instrument is my Birth Certificate. The bankers presently hold title. I am the collateral. This can happen only by ommission/failure to rebut my presumption of security interest in everything associated with the debtor - KENNEDY, THOMAS JOSEPH.
The bankers have conquered and enslaved the world only because of the ignorance, apathy, and default of each slave - including myself. This is a free-will universe. The unit of experience, choice, rights, and sovereignty is each individual like myself. I am the a unique being in the universe with the right, knowledge, or duty to speak for myself; no one else can assert my rights for me. It I fail to assert my rights, I have tacitly agreed to be a slave, subject to the whims of my masters.
It is of utmost importance to understand that the bankers' claim of a security interest in everything associated with my straw man via my Birth Certificate is by presumption only, and stands only because of your failure to rebut it. Filing a UCC-1 Financing Statement against my strawman absolutely rebuts any presumption of a valid claim against my strawman by anyone other than myself, while at the same time itself being unrebuttable. There are many reasons for this, the most crucial being:

1. Any substantiation of a bona fide contract between me and the usurpers of my throne is impossible because there never was a bona fide contract due to absence of true agreement based upon the interaction being devoid of full disclosure, geneuine meeting of minds, and mutual good faith.
2. I am, and  therefore, I am correclty presumed in law (all law, including theirs), to be the foundation, originm and unit of sovereignty. Whatver I choose to do or not to do is presumed to be (and always is) so by my free choice. If I fail to rebut my presumption that I am subject to their system they possess the grounds to presume that I chose to act as I did, with full knowledge of the law, in the free will manner that I did. Conversely, the same philosophy that has worked against me can work for me when I rebut their preumption and redeem my sovereign capacity.
If the real me (Thomas-Joseph: Kennedy, secured party) has the supreme claim against the artificial me (KENNEDY, THOMAS JOSEPH, my strawman, my debtor), the system cannot perfect a claim against either (my straw man or my real and lawful name of Christian birthright); my strawman because I hold the supreme claim thereon; my real self because the system - another strawman - can deal only with other like entities i.e. other straw men.
More to come .....Readers are invited to share any knowledege that they may have acquired from self-imposed courses of study re: the "strawman."
Resources worthy of studying and sharing:
The Strawman Scam - Did You Know? - You Are Not A Person (18 minutes)
This Truth Will Awaken You - Watch It Now! (A Shorter Version)

Jordan Maxwell says: “Your Birth Certificate is worth Billions”
The Common Law or "Freeman" or "Redemption" Movements
Arthur and Finoa Cristian from Australia have posted an abundance of relevant information at this website:
Arthur and Finoa Cristian from Australia have posted  some great video clips about the “System” at this website:
Slavery by Consent - Your Birth Certificate

NOTE: Use any search engine to find an abundance of relevant resources worthy of studying and sharing.

Wednesday, May 23, 2012

A Collection of Quotes about Money -

With Much Evidence To Show That Usury and Interest Are One and the Same:
Credit for this collection of quotes goes to Chris Hansen.
Dean Malone writes: “Here is evidence spanning over 300 years that usury and interest are one and the same – an abomination upon mankind. It is revealed by the fruit of its tree – the only real evidence of truth. If Major Douglas truly didn’t think so, then this is one place where this man who I highly respect and revere was simply mistaken – the fate of all men eventually and to some measure. He is not Jesus the Christ.”  
Deuteronomy 23:19 Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of any thing that is lent upon usury.
Leviticus 25:36-37 Take thou no usury of him, or increase; but fear thy God; that thy brother may live with thee. Thou shalt not give him thy money upon usury, nor lend him thy victuals for increase.
When the Babylonian civilization collapsed, three percent of the people owned all the wealth. When old Persia went down to destruction two percent of the people owned all the wealth. When ancient Greece went down to ruin one-half of one percent of the people owned all the wealth. When the Roman empire fell by the wayside, two thousand people owned the wealth of the civilized world...It is said at this time less than two percent (2%) of the people control ninety percent of the wealth of America. — Lincoln Money Martyred
Aristotle on Usury in 350 B.C. wrote:
The most hated sort of money-making, and with the greatest reason, is usury, which makes a gain out of money itself and not from the natural use of it-for money was intended merely for exchange, not for increase at interest. And this term interest, which implies the birth of money from money, is applied to the breeding of money, because the offspring resembles the parent. Wherefore of all modes of money-making, this is the most unnatural. — The Church and Usury, by Rev. P. Cleary
Saint Thomas Aquinas:
He who takes usury for a loan of money acts unjustly for he sells what does not exist. It is wrong in itself to take a price (usury) for the use of money lent, and as in the case of other offences against justice, one is bound to make restitution of his unjustly acquired money. — The Church and Usury, by Rev. P. Cleary
Benjamin Franklin:
While visiting England in 1763, Benjamin Franklin was asked how he accounted for the prosperous condition of the Colonies. His reply was: "That is simple. It is only because in the Colonies we issue our own money. It is called 'Colonial Scrip' — and we issue it in the proper proportion to the demands of trade and industry."
Soon that information was brought to the Rothschild’s bank which coerced the English Parliament to pass a Bill providing that no Colony could issue its own money. Franklin said:
"Within one year from that date the streets of the Colonies were filled with the unemployed."
Franklin later said that this was the original cause of the Revolutionary War. In his own language:
"The Colonies would gladly have borne the little tax on tea and other matters had it not been that England took away from the Colonies their money, which created unemployment and dissatisfaction." — Lightning Over The Treasury Building, by J.R. Elsom
John Adams 1787:
All the perplexities, confusion and distress in America arise, not from defects in their Constitution or Confederation, not from want of honor or virtue, so much as from the downright ignorance of the nature of coin, credit and circulation. — Money - Questions & Answers, by C. Coughlin
In 1790 Mayer Amschel Rothschild said:
Permit me to issue and control the money of a nation and I care not who makes its laws.
Thomas Jefferson said:
I believe that banking institutions are more dangerous to our liberties than standing armies. Already they have raised up a money aristocracy that has set the government at defiance. The issuing power (of money) should be taken from the banks, and restored to the people to whom it belongs. — Lincoln Money Martyred
If the American people ever allow private banks to control the issue of their currency, first by inflation and then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children will wake up homeless on the continent their fathers conquered.
I hope we shall crush in its birth the aristocracy of the moneyed corporations, which dare already to challenge our Government to trial of strength and bid defiance to the laws of our country. — Money - Questions & Answers, by C. Couglin
Lord Acton, Lord Chief Justice of England in 1875 stated:
The issue which has swept down the centuries and which will have to be fought sooner or later is the People vs. the Banks. I Want The Earth—Plus 5 Percent
President Andrew Jackson to the bankers who approached him in the drawing room of the White House:
Gentlemen, I have had men watching you for a long time and I am convinced that you have used the funds of the bank to speculate in the breadstuffs of the country. When you won, you divided the profits amongst you, and when you lost, you charged it to the bank. You tell me that if I take the deposits from the bank and annul its charter I shall ruin ten thousand families. That may be true, gentlemen, but that is your sin! Should I let you go on you will ruin fifty thousand families, and that would be my sin! You are a den of vipers and thieves. I have determined to rout you out, and by the Eternal God, I will rout you out! — Money - Questions & Answers by C. Coughlin
Abraham Lincoln:
The money power preys upon the nation in times of peace and conspires against it in times of adversity. It is more despotic than monarchy, more insolent than autocracy, more selfish than bureaucracy. It denounces, as public enemies, all who question its methods or throw light upon its crimes. — Famous Quotations on Money, by Sheldon Emry
Editorial in the London Times after “Lincoln Greenbacks” were issued:
If this mischievous financial policy, which has its origin in the North American Republic, shall become endurated down to a fixture, then that Government will furnish its own money without cost. It will pay off its debts and be without debt. It will have all the money necessary to carry on its commerce. It will become prosperous without precedent in the history of the world. The brains and the wealth of all countries will go to North America. That government must be destroyed or it will destroy every monarchy on the globe.
The Hazard Circular - published by London bankers, 1863:
The great debt that the Capitalists will see to it is made out of the war must be used to control the value of money. To accomplish this government bonds must be used as a banking basis. We are now waiting for the Secretary of the Treasury of the United States to make that recommendation.
It will not do to allow greenbacks, as they are called, to circulate as money for any length of time as we cannot control them. But we can control the bonds and through them the banking issues.
Salmon P. Chase in referring to the National Bank Act of 1862 said:
My agency in promoting the passage of the National Bank Act was the greatest financial mistake of my life. It has built up a monopoly, which affects every interest in the country. It should be repealed, but before that can be accomplished, the people will be arrayed on one side and the banks on the other, in a contest such as we have never before seen in this country. — Famous Quotations on Money, by Sheldon Emry
Letter to: Messieurs. Iklheimer, Morton and Vandergould, No. 3 Wall St., New York, U.S.A.:
Dear Sirs: A Mr. John Sherman has written us from a town in Ohio, U.S.A., as to the profits that may be made in the National Banking business under a recent act of your Congress (National Bank Act of 1863), a copy of which act accompanied his letter. Apparently this act has been drawn upon the plan formulated here last summer by the British Bankers Association and by that Association recommended to our American friends as one that if enacted into law, would prove highly profitable to the banking fraternity throughout the world.
Mr. Sherman declares that there has never before been such an opportunity for capitalists to accumulate money, as that presented by this act and that the old plan, of State Banks is so unpopular, that the new scheme will, by contrast, be most favorably regarded, notwithstanding the fact that it gives the National Banks an almost absolute control of the National finance. ’The few who can understand the system,’ he says ’will either be so interested in its profits, or so dependent on its favors, that there will be no opposition from that class, while on the other hand, the great body of people, mentally incapable of comprehending the tremendous advantages that capital derives from the system, will bear its burdens without complaint and perhaps without even suspecting that the system is inimical (adverse) to their interests.’ Please advise us fully as to this matter and also state whether or not you will be of assistance to us, if we conclude to establish a National Bank in the City of New York... Awaiting your reply, we are.
Your respectful servants.
Rothschild Brothers.
London, June 25, 1863
Lightning Over The Treasury Building, J.R. Elsom
Henry Ford said:
The function of money is not to make money but to move goods. Money is only one part of our transportation system. It moves goods from man to man. A dollar bill is like a postage stamp: it is no good unless it will move commodities between persons. If a postage stamp will not carry a letter, or money will not move goods, it is just the same as an engine that will not run. Someone will have to get out and fix it. — Money - Questions & Answers, by C. Coughlin
Hon. Charles A. Lindbergh, Sr., on December 23, 1913 stated:
This Federal Reserve Act establishes the most gigantic trust on earth. When the President (Wilson) signs this bill the invisible government of the Monetary Power will be legalized. — Famous Quotations on Money, by Sheldon Emry
Concerning government bonds issued for a construction project Thomas Edison said:
People who will not turn a shovel full of dirt on the project, nor contribute a pound of material, will collect more money from the United States than will the people who supply all the material and do all the work. This is the terrible thing about interest.
In all great bond issues the interest is always greater than the principal. All the great public works cost more than twice as much on that account. Under the present system of doing business we simply add from 120% to 150% to the stated cost.
But here is the point: If our nation can issue a dollar bond, it is capable of issuing a dollar bill. The element that makes the bond good makes the bill good also. The difference between the bond and the bill is that the bond lets the money broker collect twice the amount of the bond and an additional 20%. Whereas the currency, the honest sort provided by the Constitution, pays nobody but those who contribute in some useful way. It is absurd to say our country can issue bonds and cannot issue currency. Both are promises to pay but one fattens the usurer and the other helps the people.
If the currency issued by the people were no good, then the bonds would be no good either. It is a terrible situation when the Government, to insure the National wealth, must go in debt and submit to ruinous interest charges at the hands of men who control the fictitious value of gold. Interest is the invention of Satan. Lightning Over The Treasury Building, by J.R. Elsom
Sir Josiah Stamp, President of the Bank of England, in an informal talk to 150 University of Texas students in the 1920’s said:
Banking was conceived in iniquity and born in sin...Bankers own the world. Take it away from them, but leave them the power to create money...and with the flick of a pen, they will create enough money to buy it back again...Take this great power away from bankers, and all great fortunes like mine will disappear, and they ought to disappear, because this would then be a better and happier world to live in...But if you want to continue to be the slaves of bankers, and pay the cost of your own slavery, let them continue to create (your) money. “Bankonomics” in One Easy Lesson, by Peter Cook
In 1933 Congressman Louis T. McFadden wrote:
Every effort has been made by the Federal Reserve Board (FED) to conceal its powers, but the truth is-the FED has usurped the government. It controls everything here (in Congress) and it controls all our foreign relations. It makes and breaks governments at will. — Billions for the Bankers, by Sheldon Emry
Robert Hemphill, for 8 years credit manager of the Federal Reserve Bank of Atlanta said:
If all bank loans were paid, no one would have a bank deposit, and there would not be a dollar of currency in circulation. This is a staggering thought. We are completely dependent on the commercial banks. Someone has to borrow every dollar we have in circulation, cash or credit. If the banks create ample synthetic money, we are prosperous; if not, we starve. We are absolutely without a permanent monetary system. When one gets a complete grasp upon the picture, the tragic absurdity of our hopeless position is almost incredible-but there it is. It (the banking problem) is the most important subject intelligent persons can investigate and reflect upon. It is so important that our present civilization may collapse unless it is widely understood and the defects remedied very soon. — Famous Quotations on Money, by Sheldon Emry
Emanuel Josephson stated in the Rockefeller Internationalist:
They [the Rockefellers] control most of the important newspapers, magazines, and book publishing houses in the country, including the Curtis Publications, the Hearst Publications, Time, the New York Times, the Associated Press and many others. — The Elements of Economics, by J.L. Carmichael
John Moody wrote:
Seven men on Wall Street now control a great share of the fundamental industry and resources of the United States. Three of the seven men, J.P. Morgan, James J. Hill, George F. Baker, head of the First National Bank of New York belong to the so-called Morgan group; four of them, John D. and William Rockefeller, James Stillman, head of the National City Bank, and Jacob H. Schiff on the private banking firm of Kuhn, Loeb Company, to the so-called Standard Oil City Bank group...the central machine of capital extends its control over the United States...The process is not only economically logical; it is now practically automatic. — Secrets of the Federal Reserve, by Eustace Mullins
The Banker’s Manifest, 1934:
Capital must protect itself in every way, through combination and through legislation. Debts must be collected and loans and mortgages foreclosed as soon as possible. When through a process of law the common people have lost their homes, they will be more tractable and more easily governed by the strong arm of the law, applied by the central power of wealth, under control of leading financiers. People without homes will not quarrel with their leaders. This is well known among our principal men now engaged in forming an imperialism of capital to govern the world. By dividing the people we can get them to expend their energies in fighting over questions of no importance to us except as teachers of the common herd...
Nobel Prize Winner Frederick Soddy:
The whole profit of the issuance of money has provided the capital of the great banking business as it exists today. Starting with nothing whatever of their own, they have got the whole world into their debt irredeemably, by a trick.
This money comes into existence every time the banks “lend” and disappears every time the debt is repaid to them. So that if industry tries to repay, the money of the nation disappears. This is what makes prosperity so “dangerous” as it destroys money just when it is most needed, and precipitates a slump.
There is nothing left now for us but to ever get deeper and deeper into debt to the banking system in order to provide the increasing amounts of money the nation requires for its expansion and growth.
An honest money system is the only alternative. — Lightning Over The Treasury Building, by J.R. Elsom
Andrae Nordskog:
In February, 1850, our State of California issued bonds in the sum of $943.40 to pay for a granite slab to be placed at the 120 foot level inside of Washington’s Monument on the grounds of our National Capitol.
Our Golden State issued short term bonds bearing interest at the rate of 36% annually. In 1873 new bonds, in the amount of $2,277,500.00 were issued to retire the original bonds. Since that time the State has paid over $10,000,000 in interest but not one cent on the principal. — We Bankers, by Andrae Nordskog
John R. Elsom, 1941:
Since the people have either lost the heart to borrow from the Banks, or their collateral has already been taken over by the Banks - the latter being primarily the case - and therefore can no longer borrow, in order to get money into circulation the Government must do the borrowing in lieu of the people. — Lightning Over The Treasury Building, by J.R. Elsom
Summer H. Slichter (Professor Business Economics at Harvard):
The principal way in which dollars are created is by borrowing. This means that the number of dollars in existence at any particular time depends upon the ability and willingness of the banks to lend. The volume of purchasing power fluctuates with the state of men’s minds; the growth of pessimism may suddenly throw millions of men out of work (because of the lack of currency), or the growth of confidence may create thousands of job overnight (because of sufficient currency). — Lightning Over The Treasury Building, by J.R. Elsom

Thursday, May 17, 2012

12-year-old Student Shares the "Truth" About Usury

Date: Tuesday May. 15, 2012 8:36 PM ET
TORONTO — "Canada's banking system has been the subject of international praise from economists grappling with global turmoil, but one 12-year-old girl begs to differ.

Victoria Grant of Cambridge, Ont. is earning a reputation as a financial pundit after her tirade against her homeland's borrowing practices went viral on YouTube.

Grant is already a veteran of the financial lecture circuit, but her appearance on April 27 is garnering unusual attention. A video of her address, shot at the Public Banking in America Conference in Philadelphia, has already attracted nearly 65,000 views since being posted a week ago.

For six minutes, the casually clad youngster holds forth to conference attendees on the reasons why so many of the world's countries are facing staggering debt.

Her well-rehearsed speech, delivered in a clear, youthful voice, takes aim at Canada's modern day financial system and champions a greater role for the country's central bank.

"The banks and the government have colluded to financially enslave the people of Canada," she says.

Grant lays out a brief history of the Canadian banking system, referencing obscure historical figures such as former Vancouver mayor Gerald McGeer and explaining that the Bank of Canada held primary control over government lending until the 1970's.

Starting then, she says, governments began borrowing from private banks instead at considerably higher interest rates than those available through the central bank.

The result, Grant argues, is a rapidly increasing national debt.

The pint-sized pundit is quick to offer a solution.

"If the Canadian Government needs money, they can borrow it directly from the Bank of Canada," she says. " ... Canadians would again prosper with real money as the foundation of our economic structure."

Calls to Grant's home were not immediately returned.

Her arguments have been championed in more orthodox financial circles.

Last June, the Canadian Centre for Policy Alternatives published a plea from retired finance professor George Crowell, who now works on behalf of the Committee on Monetary and Economic Reform.

Crowell echoes all of Grant's assertions, arguing borrowing from the Bank of Canada would shore up depleted government resources and usher in an era of prosperity for Canada.

Such a change in monetary policy, combined with crucial changes in tax policy, would make available tens of billions of dollars that are urgently needed to rebuild our public infrastructure, protect our environment, and strengthen Medicare and other social programs so vital in meeting human needs," Crowell said.

Critics of Crowell's arguments contend inflation rates would soar if the central bank was able to lend money below commercial interest rates.

Reaction to Grant's video was largely positive, with U.S. financial media outlet Bloomberg featuring a link to her speech on its web page.

YouTube commentators bubbled over with praise, saluting her for explaining complex concepts in comparatively simple terms.

"Good for you Victoria, if you even understand half of what you are saying, you are doing better than half the Canadian public," wrote one YouTube user. "I have for years tried to explain this very simple fact to people around me, and they think I am crazy. Maybe if they saw it from a 12 yr old they would be shamed into paying attention."

One Twitter user offered more concise praise: "Victoria Grant For Prime Minister!"

Others, however, were skeptical that Grant's words were truly her own.

"If you believe that she wrote it and it was impromptu, you are nuts," wrote one commenter on the Huffington Post Canada website. "It was a put up job by Toddlers and Tiaras parents."

NOTE: This article is originally posted at this website:

Wednesday, May 16, 2012

What Really Happened on 9/11??

Richard D. Hall carries out new analysis on the video footage from the 9/11 attacks. This compelling films provides more evidence that 9/11 was an inside job orchestrated by American and Israeli intelligence agencies. 
He analyzes and makes conclusions about the mysterious ball seen on NBCs live news. 
New 9/11 computer analysis provided by Richard D. Hall sheds light on what most likely caused the damage to the World Trade Centre towers. 

Take the time to view these video clips by Richard D. Hall and you will have your eyes opened as he provides answers to many previously, unanswered questions.

Richard.D.Hall interviews Dr Judy Woods on 9/11 truth.
Richard D. Hall’s  website:
Here is another video clip worthy of sharing:
Total Proof No Planes Hit The Buildings on 9/11
NOTE: Comments and feedback welcomed!

My Experience in Hong Kong - April 30th and May 1st and May 2nd, 2012

By Tom J. Kennedy
On my way back to Ottawa, Ontario, Canada after spending three weeks in the Philippines, I spent part of three days in Hong Kong, with my son, Jonathan. While there, we stayed at the Wharney Guang Dong Hotel. The room was clean and tidy but very small - the way most living quarters are in Hong Kong. In general, prices in Hong Kong are much more expensive than in the Philippines. Hong Kong, with its population of 7 million, is one of the densest populated areas on planet earth.
While there we enjoyed food and drinks at Carnegie's and a Mexican Restaurtant called Agave. And we experienced a ride on the Peak Tram.

My most memorable food experience was at Cochrane’s in the Soho area of Hong Kong. My son, Jonathan and myself selected the Cochrane’s Bar and Grill on Tuesday, May 1st, 2012 as the ideal place in Soho, Hong Kong to have our lunch. We were served by Ana Sajota, a very pleasant Filipiono waitress, who doubled as Assistant Manager. We had just arrived in Honk Kogn from the Philippines, so we had a very pleasant conversation with Ana as took our orders and served us. And the food was excellent. 

I invited Ana to review the recent posts at my blog that were directly related to economic issues in the Philippines - and share the links with her friends in Hong Kong and back in the Philippines. Ana is one of the more than 10 million Filipinos that are working outside the Philippines - in places like Hong Kong, the Middle East, Europe and in North America. Most of these Filipino workers are forced to leave their families and work in a foreign country and send money back home to their poor families in the Philippines.
While dining, I browsed a copy of HK Magazine and four Letters under the title “Waste Not, Want Not” caught my eye. These letters made an impact on me as I had just spent three weeks in the Philippines where I had witnessed extreme poverty. There is probably poverty in every country, but I can attest that it is not so much in your face in Canada as it is in the Philippines. I will share these letters here and perhaps readers will learn something they didn’t know they didn’t know.
The first letter was penned by Reneta Lopez:
“It’s admirable for Green Hong Kong and the Foodlink Foundation to do their bit to save discarded food: “Where Does Your Food Go?” - April 20, 2012, issue 9361, but it’s too bad they and other groups don’t also target coffee shops like Starbucks, Uncle Russ and Pacific Coffee which do not disclose what becomes of their old sandwiches.

I’ve spoken to their hardworking, underpaid personnel (mostly Nepali, Thai, and Filipiono) who say that they are not allowed to take home leftover food, which is a shame since these are mainly struggling Southeast Asians who need to survive in these hard times.
I realize it’s a pipedream to wish supermarkets, restaurants and other food outlets would donate their unsold food to food banks to feed the hungry like is done in the US - because Hong Kong may be a “world city” but it’s one that is generally hard-hearted and not particularly charitable towards the less fortunate.”
A Second Letter is penned by Claudia Leung:
“Thank you so much for posting this article, it was very well written and informative. I worked as a waitress at a hotel one summer and witnessed “messy” plates of buffet food get thrown into the rubbish bin. There is a lack of knowledge in HK about finding resources in what is considered waste, and I hope that more and more people in HK will finally realize how wasteful they are. It is very heartwarming to learn that there are people out there who are so selfless - expecially in HK, where the typical individual is so much more interested in their own well-being.
A Third Letter is penned by Edowan Bersma:
“Good article, but how about They just started in 2009 collecting leftovers from restaurants and distributing to 25 help centers here locally.”
A Fourth Letter is penned by Diana Man:
“Also, there is Food Angel since March 2011:
I search the archives and I found this article that was published on April 20, 2012 and I believe that the Letters posted above were in response to this article: The Food Chain:

NOTE: All over the world, we must find ways to avoid wasting food - in a world where multiple thousands of people are starving every day - mainly because of the evil and immoral effects of the design flaw of usury on our orthodox, economic system of usury-based debt money.

Monday, May 14, 2012

“The UsuryFree Resolution” - Honouring The 11th Anniversary!!

By Tom J. Kennedy aka Tommy UsuryFree Kennedy

The UsuryFree Resolution was officially launched by The UsuryFree Network on May 13, 2001, at 13:13:13 - hours/minutes/seconds. The UsuryFree Network had been founded in the latter years of the 20th Century, as vehicle (a) to expose the design flaw of usury as the evil and immoral function on our orthodox, economic system of usury-based, debt money and (b) to promote the usuryfree community currency movement as our last, best hope to save ourselves (the debtors) from future financial enslavement.
Details of the launch of The UsuryFree Resolution are posted here. Some of the links may be broken and some of the information posted may be outdated, BUT the background information and the purpose of The UsuryFree Resolution is clearly explained and on May 13, 2012 - we are 11 years closer to experiencing the reality of UsuryFree Living than we were on May 13, 2001.
On May 13, 2012, we are honouring the 11th Anniversary of The UsuryFree Resolution, but we are not yet celebrating any heroic victory for usuryfree living, as debtors everywhere are still suffering severe, economic pain. The good news is that the usuryfree, time currency movement is slowly gaining momentum as more and more debtors awaken to the lies, deceits and deceptions being foisted upon them by the controllers of our orthodox, economic system of usury-based, debt money.
Indeed, it is the exacting of usury (interest) by creditors (the banking corporations), on loans and/or mortgages to debtors (individuals, families,  small to medium-sized businesses, major, trans-national corporations, provinces, states, cities, towns, municipalities and even countries) that causes devastation, destruction, poverty, scarcity, lack and even death - both locally and globally.
The evil and immoral impact of the function of usury (interest) on our orthodox, economic system of debt money has been causing havoc for debtors everywhere, simply because debtors cannot possibly survive financially in a rigged game - where there is a forever shortage of usury-based, debt money.
For lack of knowledge, debtors are agreeing to sign impossible contracts (promissory notes) when they apply for loans and/or mortgages from financial institutions. Unknown to most debtors, the creditors (banking corporations) are only issuing into circulation, the principal of any loan or mortgage when any loan or mortgage is granted to the debtor. The usury (interest) portion of any loan and/or mortgage is never created and issued into circulation by the creditor (the banking corporation) simultaneously with the principal portion of the loan or mortgage. 
Therefore, there is by design an ever-present shortage of money in this rigged game of financial chairs, whereby adult debtors are the willing players - who apparently have forgotten about the game of musical chairs which they played as children, whereby one child was knocked out of the game when the music stopped because there were less chairs than children. 
Applying that analogy to the adult debtors game of financial chairs and one realizes that, in fact, the creditor (the banking corporation) is risking absolutely nothing while the debtor is risking his/her asset by virtue of his/her signature on the promissory note. The result is obvious - bankruptcies, foreclosures, poverty, scarcity, lack and even death - are evident everywhere on planet earth. 
On my recent visit to the Philippines, it became evident to me that while in Canada, our social system makes a gallant effort to hide the visual effects of usury (interest), in the Philippines, the evidence of poverty, scarcity and lack is forever in your face as you travel in either urban or rural areas. This article titled "The Manifestation of Real Crisis and Its Deadly Effects To All," authored by Eric V. Encina, a native Filipino is compulsory reading for anyone who wants to understand the severity of the economic crisis in the Philippines.

It is unfortunate, that debtors, for lack of knowledge, continue to sign impossible contracts (promissory notes) drawn up by creditors (banking corporations) - who with the support of a corrupted Justice (JUST-US) system constantly swindle and steal real property and wealth from debtors who for any multitude of reasons, are unable to make the monthly payments for usury (interest) and principal on their respective loans and/or mortgages.
In English, the word for a house loan is mortgage. The French translation of mort-gage is death-gamble. The usual French word for a mortgage is “une hypothèque” - because the real meaning of the word “mortgage” is too obvious and the astute, French debtors would ask too many questions and question the answers.
It is true, that debtors everywhere, who are seeking house loans (mortgages) are being cajoled and coerced to sign contracts (promissory notes) prepared and presented by the creditors (banking corporations). For the most part, these ill-informed debtors are  actually gambling that they will successfully manipulate their local, economic marketplace, so that they will earn sufficient money to be able to repay both the principal and the usury (interest) portion of their house loan (mortgage). 
Indeed, judging by history, those debtors who hustle a little more than other debtors and given a bit of simple good luck, they may be able to pay back both the principal and the usury (interest) portion of their mortgage. Other debtors who learn to lie a little bit, cheat a little bit, and/or steal a little bit from the system, and maybe learn to be just a little bit greedy - just to survive financially, may come up with enough dollars to repay both the principal and the usury (interest) portion of their mortgage. But guaranteed, not all debtors will be able to repay both the principal and usury (interest) portion of their mortgages - simply because by design, there is a shortage of dollars in the economic system of debt money. The evidence of the shortfall of money is all around us - both locally and globally.
Most debtors in this world are what you might describe as “usury-burnt.” In almost every country on planet earth, you will find hordes of disgruntled, usury-burnt debtors who are pested and plagued by the ultimate effects of the function of usury (interest) on our local and global debt money systems - which are directly and/or indirectly controlled by the killer machine of usury (interest).
I repeat, debtors everywhere are uneducated and unaware that they are being deceived as they are cajoled and coerced to sign impossible contracts with creditors (banking corporations) when they seek loans and/or mortgages. Ask any debtor this simple question: “Where do you think the creditor (the banking corporation) got the money to lend you for the loan or mortgage?” The most likely answer will be: “The creditor (the banking corporation) got the money for my loan or mortgage from “depositors’ funds.” Nothing could be further from the truth.
For clarity and a better understanding about modern money creation, John “The Engineer” Turmel, originally from Ottawa, Ontario, Canada offers two essential lessons of required study by debtors everywhere:
Lesson 1: LETS Banking Systems Engineering Math Banking System Blueprint

Lesson 2: The Big Lie Of Economics: Inflationgate: 
As I mentioned earlier, you see the devastating effects and general destruction of usury (interest) everywhere, BUT it is much more obvious in the countries of the so-defined “third world.” The whole society of planet earth stinks and rots because of the immoral and evil effects of the design flaw of usury (interest) on our faltering and failing, orthodox, economic system of debt money.
As we enter our 12 year for The UsuryFree Resolution, let’s learn to create and spend our own usuryfree time currencies in our respective, local communities. Let’s learn from and follow the examples of Tamworth Hours (a project in Tamworth, Ontario, Canada, temporarily shelved) and Ithaca Hours, (a proven model in Ithaca, New York, U.S.A., that has been functioning since 1991 - that’s 21 years of success) and Mountain Hours (a more recent project in Summit County, Colorado, U.S.A.,launched earlier in 2012). Indeed, there are other successful model of usuryfree time tokens that I am not aware of. Readers are invited to share links to other working models of usuryfree time tokens in the comments section below this article.

BTW - there are various samples of usuryfree community currency posted at this link.
By the time we reach our 13th year for The UsuryFree Resolution, let’s aim to have multiple thousands of usuryfree, time token, economic systems fully functioning and enhancing the “shop local” movement. Let’s do it NOW!
When we have multiple thousands of local communities, scattered all around planet earth whereby local consumers are negotiating trades/exchanges with local entrepreneurs, while acquiring the truth about modern money creation, we will create that shift in consciousness. Mathematicians have explained that when 3% of the population, grasp and move ahead with an idea, the other 97% will soon follow. 
The knowledge and resources of how we-the-people can create and spend our own usuryfree, time tokens are readily available from experienced time-traders who have proven that the time-trading model is the optimal model to adopt - both locally and globally - simply because one hour of time (labour) have a value of 60 minutes on every continent.
So, instead of continuing to rely of their (the banking corporations’) money and paying them a fee - usury (interest), let’s learn to create and spend our own time tokens for FREE!
Astute debtors will no longer be subservient to creditors (the banking corporations) - that have been relying on lies, deceits and deceptions to trick the debtors into signing impossible contracts whereby the usury (interest) portion of loans and/or mortgages is never created and issued into circulation simultaneously, when the principal portion of the loan and/or mortgage is created and issued into circulation. 
Re-educated debtors everywhere, will unite when empowered and our ultimate reslove will be The UsuryFree Resolution - without the Revolution!! We simply resolve to promote and foster proven, economic models of usuryfree living, thereby allowing the broken model of usury-based, debt money to eventually collapse and disappear. The end result will be that usury (interest) will be abolished forever, and there will be peace, prosperity and abundance for every individual - anywhere on planet earth.
And we will forgive the former usurers. We will offer them amnesty, anonymity and a free credit line in out new economic model of usuryfree time tokens, therefore there will be no acts of revenge, nor will there be any bloodshed in a revolution for monetary reform. It will simply happen as the shift in consciousness evolves from “Life With Usury” to Life Without Usury.”
As the UsuryFree Resolution evolves to completion, two ways to mitigate the negative impacts of the design flaw of usury is to seek ways to immediately evade usury (interest) and avoid taxes. Yes, it is still legal to evade usury (interest) and it is still legal to avoid taxes, though it is illegal to evade taxes. It is important to avoid taxes simply because the majority of tax dollars extracted from one’s daily/weekly/monthly/yearly earnings goes directly to pay debt service for the various levels of government. Debt service is correctly defined as usury (interest).
If as a society, we-the-debtors evaded usury (interest) to the best of our ability and avoided taxes by implementing creative strategies, the entire world would lighten up and we could experience “peace and plenty by 2020.” Way back in the mid-20th Century, Buckminster Fuller predicted we could achieve that goal, so let’s do it NOW!
An example of a creative strategy to avoid taxes would be for every employee to launch a part-time, home based enterprise and thereby as an active entrepreneur s/he qualifies to deduct legitimate business expenses, not commonly available to employees. The Tax Benefits of an SDI Enterprise explains many ways that part-time, SDI entrepreneurs can legally avoid taxes - especially during the early years on any business launch. The additional benefit for becoming a part-time entrepreneur is that one would have access to products and/or services at wholesale prices. 

These products and/or services could then be listed on our participating databases of active time-traders who are negotiating trades/exchanges using a combination of usury-based, debt money and usuryfree time tokens during these transitory times. I recommend that debtors everywhere learn about the SDI (Self Directed Income) Industry - as the optimal sales and marketing industry of this 21st Century. There is an abundance of information about the SDI Industry at the blog titled - The SDI Eye Opener. This article titled: Analysis, Projections, Observations & Proposals For The SDI Industry”  is perhaps the best starting point to learn about the SDI industry.
After becoming familiar with the SDI Industry, then make your choice on which company’s products you would like to add to your Portfolio for the purpose of bartering/trading with other participating time-traders in your local community.
Furthermore, as active time-traders we can divert any earnings of usury-based, debt money that is now saved on a monthly basis to (a) paying off any outstanding debts - for it is the growth of outstanding debt that causes the greatest economic pain and/or (b) donating to groups or charitable organizations that will use them to promote and foster the growth and development of the usuryfree time token movement in our respective local communities.
The restoration of usury-burnt debtors will help to re-vitalize local economies first and global economies later. Let’s make a gallant effort to re-educate our fellow-debtors who are evidently usury-burnt. In turn, when re-educated, they will first empower themselves and then they will reach out and empower others in their respective circles of influence.
We, the active usuryfree creatives have lots to do before the 12th Anniversary of The UsuryFree Resolution.

NOTE: Donations/gifts of (a) usury-based, debt money and/or (b) any usuryfree community currency gratefully accepted to help advance the mission to achieve usuryfree living for everyone on planet earth. 

The Paypal account for The UsuryFree network is:

Otherwise donations can be mailed to: 
The UsuryFree Network, P. O. Box 9333, Ottawa, Ontario, Canada  K1G 3V1